Crypto markets move fast—sometimes too fast. While volatility is part of the game, it’s not always ideal for everyday transactions or long-term planning. That’s where stablecoins come in. Designed to hold their value by being tied to something more predictable—like the US dollar, euro, or even gold—stablecoins offer a steadier way to interact with digital assets.
As stablecoins go mainstream, a new concern is coming into focus: what happens to financial privacy? Just because you’re using digital money doesn’t mean your entire transaction history should be up for grabs. In traditional finance, privacy is the norm—so why should crypto be any different?
That’s where private stablecoins come in. And it’s exactly where Common is stepping in—making them practical and truly private.
Why stablecoins took off
Stablecoins have grown fast—really fast. In 2025, their total market size breaks records, hitting over $238B market cap as of the day of publishing this article. Most of that comes from familiar names like USDT (Tether) and USDC (USD Coin), which are pegged to the U.S. dollar.
So why is everyone using them?
- Everyday payments: People use stablecoins to send money, buy stuff, or just keep savings in crypto without worrying about sudden price drops.
- Business use: Companies—even in places like Kenya—are using stablecoins to pay overseas suppliers. It’s faster and cheaper than banks.
- DeFi: In the world of decentralized finance (DeFi), stablecoins are like fuel. They power everything from borrowing to yield farming.
And with predictions like the one by Standard Chartered saying the stablecoin market could grow to $2 trillion by 2028, we’re still just getting started.
The problem: most stablecoins are public
Here’s the catch: most stablecoins aren’t private. Anyone with a blockchain explorer can see your wallet, your transfers, and how much money you have. It’s like paying for coffee with a debit card—and the barista instantly knowing your entire bank history.
For everyday users and businesses, that’s a real issue. Privacy isn’t about hiding something—it’s about protecting your financial dignity. Your salary, savings, and spending habits shouldn’t be public by default. And the fact that most stablecoins don’t protect that? It’s a missed opportunity.
The solution: private stablecoins
Private stablecoins are just like regular ones—but with your financial history kept safe. They come with extra features that hide your wallet address, your transaction history, and your balance from public view. Think of them like the digital version of cash—easy to use, but no one else can see what you’re doing.
Here’s why private stablecoins matter:
1. They move fast and break barriers
Private projects can innovate quicker than governments or banks—testing new ideas and shipping features faster.
2. More choices for more people
Not just dollar-backed—some are tied to gold or algorithmic systems, giving users more choice based on their needs.
3. They reach where banks don’t
In places with limited banking, stablecoins can be a lifeline. All you need is a smartphone. No paperwork, no lines, no waiting days for international transfers.
4. They actually protect your privacy
Private stablecoins allow you to make transactions invisible to outsiders, but we need to combine privacy with the liquidity and DeFi integrations of the major stablecoins like USDT and USDC. And Common makes that possible.
Yield-bearing stablecoins: earn while you hold
Some stablecoins have a yield-bearing mechanism built-in—like a savings account, but smarter. Most still show your earnings and transaction history to the world, though.
Common lets you earn from protocols like Curve or Aave privately. Even yield-bearing stablecoins will be shielded when used through Common.
Common: making private stablecoins easy
Common makes stablecoins truly private, usable, and rewarding—all in one clean app.
- Private – No one can see your transfers, how much you have, or where do you send to. Your money stays your business.
- Earn quietly – Get yield without revealing your wallet or earnings.
- Easy to use – Common works like a modern finance app—sleek, fast, and easy to understand. Available on mobile and as a web app.
- Multichain & future proof – Works across major EVM chains—with more coming.
The future of stablecoins is private
Stablecoins brought us digital dollars. The next step? Privacy. With yield-earning private stablecoins, you get the best of all worlds—stability, rewards, and full control over your money.
And with Common, that future is just around the corner. The Web App is launching soon.
Join the waitlist before it closes for a chance to win your share of 50,000 AZERO!
